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Download: docAbout the National Relay Service59 KB

Download: pdfAbout the National Relay Service422.3 KB

People who are Deaf, hearing-impaired or speech-impaired are unable to access telecommunications without specialised equipment and services. Since 1995, the Australian Government has overseen a National Relay Service (NRS) which enables people with these disabilities to conduct real-time conversations with other people. The funding for the NRS is provided by a levy on eligible telecommunications carriers.

The NRS offers a number of different relay services allowing greater communication options for people who are Deaf, hearing impaired or speech impaired. These include:

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The three biggest telcos have spend and usage tools to help you know how much of the different types of services you are using. 

Telstra

Tools to monitor calls and data usage are available on the Telstra website by selecting 'My Account' from the Telstra home page. There is also an app available for use on portable devices.

Vodafone

My Vodafone service.

Optus

Optus provides several options for customers to track their usage and keep their costs down, such as Optus My Account (online usage meter), My Optus App (via mobile handsets), SMS and email alerts, and prepaid mobile customers can check their usage by calling/texting 1509 from their Optus handset (freecall).

There are several pages on the Optus website that provide advice on this such as:

How can I control the amount I spend? ; and

Optus customer control tools

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Some providers have special deals available for people in special circumstances. Here are the ones we've heard of.

Telstra

InContact

InContact is a free limited service that offers incoming calls but restricts outgoing calls. Telstra customer service, service difficulties and fault numbers can be called.

PhoneAway Card

Telstra's prepaid calling card allows guests to make calls on a pre-paid basis, with the flexibility of being able to use the card from almost anywhere.

Sponsored Access Program

This aims to provide a phone service for people who seek shelter within emergency accommodation (one service only per property).

Telstra Bill Assistance Program

The program is designed to assist specific householders in maintaining access to a telephone service when difficulties arise.

CentrePay

CentrePay is a direct deduction facility offered by Centrelink to customers, who may choose to pay some household bills and other essential services.

Home Phone Budget

Home Phone Budget offers has a line rental plan that provides a relatively lower line rental price than standard services with higher call prices. It is designed for Telstra residential customers with just one fixed line service who make very few calls.

 

 

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Download: docxAvoiding big charges for 13 number calls48.74 KB

Download: pdfAvoiding big charges for 13 number calls334.99 KB

Some long expiry pre-paid and pay as you go mobile plans charge for 13 number calls by the minute. These plans may not be good value if you often call 13 numbers and you may find your credit gets used up quickly.

Here are some plans that charge for 13 number calls by duration (note: there may be other plans on the market that charge for these calls as well):

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Download: docHow to use less data on your smartphone60.5 KB

Download: pdfHow to use less data on your smartphone124.99 KB

Smartphones can chew through your data allowance without you realising it. This can be because data-hungry apps are left open or simply due to default settings on your phone.

It can be very expensive if you go over your monthly data allowance. Our blog post on excess mobile data charges outlines what some of the telcos charge for going over your mobile data allowance.

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Boy using mobile devicesDownload: docHidden costs in free apps  57.5 KB 

Download: pdfHidden costs in free apps  334.2 KB 

 

While some games or apps cost nothing to download on our smartphones or tablets, they often contain extra elements you can purchase within the game, known as “in-app purchases.” It is easy to make in-app purchases with many parents reporting that their children are buying things within games, not realising that they cost their parents real money through their iTunes, Google Play or Amazon account.

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Young woman upset at receiving high billDownload: docxReceived an unexpectedly high bill47.89 KB

Download: pdfReceived an unexpectedly high bill158.06 KB

Many phone providers have a limit on how many calls you can make, texts you can send and data you can use each month. If you go over your limit you could be charged extra fees. These fees can be very expensive and it is best to avoid going over your limit if you can. 

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Young woman reviewing her bill while holding her disconnected phoneWhat are your rights?

Network outage? No service? Call failure?

  • If you have been disadvantaged or lost money due to a phone or internet outage, you might be able to claim compensation.
  • Compensation should make up for your loss.
  • For example, if your internet is out for one week you could ask for your money back for that week. You may be able to claim for costs incurred, like getting your internet fixed or using extra mobile data.

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Download: docxWhich broadband product is right for my business.docx61.82 KB

Download: pdfWhich broadband product is right for my business.pdf336.92 KB

There are a range of different options available to small businesses when it comes to broadband. This tip sheet outlines the questions a small business owner should ask when choosing a broadband product.

When trying to decide which broadband product is right for your business, consider:

  • Which types of broadband services are available? For information on the services that may be available to you, access our brochure: Understanding your options for broadband connection.

  • What type of service would best suit the needs of the business in terms of speed, mobility and monthly data allowance? Refer to your broadband bills from the last 6-12 months to calculate your typical usage.

  • Do you need both phone and broadband services? If so, consider the option of bundling (getting all the services from the same provider). You might also want to include mobile services in this bundle. This could save you money but make sure that all the services meet your needs otherwise you could end up spending more than you need to.

  • Do you need to upload a lot of data? For example if you are operating a video streaming service or other content rich business.

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Credit reporting tipsheet coverDownload: docCredit Reporting72.5 KB

Download: pdfCredit Reporting817.83 KB

What is credit reporting?

Credit reporting is used by organisations to help decide whether or not they are willing to lend money to a particular person. Credit providers and credit reporting agencies are the main organisations involved in credit reporting. Credit providers are businesses such as banks, car loan  companies and telecommunications service providers that lend money or provide credit to their customers.

Credit providers send information about your debts to private companies called credit reporting agencies (CRAs). There are three main CRAs in Australia:

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